Best Hysa 2025 Reddit . Wealthfront for 5% apy and up to $8m of fdic insurance. Our picks for the best high interest savings accounts, including high yield accounts from capital one, ally and other traditional and online banks.
The hysa with amex offers a 4.35% apy and is backed by fdic insurance. Here’s what makes hysas stand out:
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Best Hysa For 2025 Billie Lucine , Vanguard’s money market fund, however, offers a much higher apr of 5.27%, but it doesn't have fdic coverage, introducing a bit more risk.